Homes For Sale Near Belmont Under $250k

By Mary O'Neil

Whether you’re a parent with a kid going to Belmont and you’d rather put money into equity rather than throw it away on several years of rent, a student wanting to get their first place, or just someone who loves the unique entertainment and eatery options in the Belmont neighborhood, you’re in luck! You can…

Buying A House When You’re Single

By Mary O'Neil

Fewer single men and women are buying these days, thanks to crimped finances, student debt, and tougher lending standards. Before you take the plunge, consider whether you’ll be able to handle the costs on your own. The transition from renter to homeowner can prove much more complicated than expected. As a single buyer with imperfect…

Buying a House When You Owe the IRS

By Mary O'Neil

Lenders are going to require that you have filed tax returns. If you haven’t filed in years and you were supposed to, that would be a problem more than likely. If you have IRS liens, it will more than likely show up on the title search even if not on the credit report. Lenders care…

Buying a Home When You’re Retired

By Mary O'Neil

You’ve decided to sell your Nashville home and move to something smaller or to another town. As a homeowner, you naturally think of buying again — a smaller home, or maybe a single-level condo. But should you? Maybe you should rent instead. It’s an age-old dilemma among retirees. And for good reason! Ownership is solidly entrenched among…

Buying a House with Cash

By Mary O'Neil

At a time when many Nashvillians would find it difficult to scrape up even a 10% down payment for a home, a surprising new trend has emerged. Increasing numbers of home sales are now all-cash deals, happening all over Nashville. According to data supplier RealtyTrac, 38.1% of residential property sales in the U.S. in November 2015…

Buying a House With Student Loans

By Mary O'Neil

I’m not going to kid you: it’s tough to buy a Nashville home when you’ve got student loans and college debt. But what exactly is the problem, and how can potential home buyers in Nashville overcome it? The problem is that student loans can be included in the buyer’s debt-to-income ratio, or DTI. And the…