FSBO Woes

By Mary O'Neil

Granted, some people are able to sell their own homes without the services of a real estate agent. Some of these successful do-it-yourselfers are very experienced home sellers. Others are transferring ownership of their home to a child, a coworker or a tenant who’s already living in the home. These circumstances are the exception, not…

Belmont/12 South Home

By Mary O'Neil

General Information Style Stories 2.00 Year Built 2007 / Existing Acres 0.250 Total Rooms 5 Completion Size Lot Assoc Fee $ /mo Constr Siding / Hardboard Floors Carpet / Finished Wood / Tile / Basement None / Crawl Driveway Blacktop Waterfront / Garage 2 / Detached Community Amenities Remarks: Wonderful home with open floor planYard…

Hiring a Home Inspector

By Mary O'Neil

Once you’ve found the home of your dreams, it’s time to make an offer to buy it. Before deciding how much to offer, HUD urges you to get a professional inspection. It can also be helpful to find out how long the home has been on the market-if it’s been for sale a while, the…

Safety Inspection Tips

By Mary O'Neil

Before you buy a home, you’ll want to know exactly what it is you’re getting. An inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction, and mechanical systems of the house and will make you aware of only repairs,that are needed. The Inspector does not evaluate whether…

Negotiating Tips

By Mary O'Neil

These tips will help you get the very best deal and write the best possible offer. Always remember to have the home inspected – you can deal off any flaws! Ask for advice! A seasoned real estate agent can help you with all three of these items. They’re experienced negotiators and have written hundreds (thousands?)…

Closing Costs Explained

By Mary O'Neil

The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support. According to the FHA,monthly mortgage payments should be no more than 29% of gross income, while the mortgage payment,…