The Home Loan Process

By Mary O'Neil

Pre-qualification/ Pre-approval (Credit Report Run) Formal Loan Application Taken Escrow and Title Ordered Appraisal Ordered Income and Asset Information Verified Complete Loan Package Submitted TO Underwriter Loan Approved Obtain and Forward to Underwriter any additional…

Home Valuation Form

By Mary O'Neil

Setting the list price of your home is the most important step in your sale.  Set too low, you lose money, but set too high and your home will not sell! Fill out this simple…

Negotiating a Contract

By Mary O'Neil

When writing a purchase contract, avoid expensive terminology such as paying a buyer’s closing costs, and of course you should watch out for all the contingencies that could cost you time with your home off…

Picking the Best Offer

By Mary O'Neil

In many of today’s strong real estate markets, home sellers can expect to receive multiple offers for their home. Multiple offers are a classic example of economic realities because they appear when the supply of…

The Basics of an Open House

By Mary O'Neil

The weekend open house is a time-honored tradition in real estate sales, but has it outlived its effectiveness? Quite possibly, according to a new survey conducted by the Real Estate Center at Texas A&M University.…