Mortgage Rates on the Rise?

By Mary O'Neil

Mortgage rates are rising steadily for the first time since the Great Recession. So what does this mean for buyers now and in the future? Unless you plan to buy your home with cash (lucky you!), it’s important to know what’s going on with mortgage rates these days. The bad news is that they are…

Thinking of Being a Nashville Landlord? Consider This!

By Mary O'Neil

Rentals in Nashville are soaring for another year to all-time highs, and with more and more people moving to the city every day, it doesn’t look like there’s an end in sight! So more and more individuals are taking the leap into landlording. If you’ve thought this might be a great investment for you, here’s…

Credit Union Mortgages: What You Need to Know

By Mary O'Neil

There are many pros to getting a mortgage through a credit union — if you qualify! If you already do your banking at a credit union, you might have an easy path to a mortgage through your union: but that might not necessarily be the case! Here’s what you need to know. Credit unions have…

Sell My House Fast for Cash in Nashville

By Mary O'Neil

“We Buy Houses” companies who promise to pay cash and close in days can absolutely work, but you need to be aware of the risks.  You will be working with very savvy buyers and are in the business of making money with real estate in Nashville.  Some have had success with them in the past,…

Benefits of a 15 Year Mortgage

By Mary O'Neil

A 15 Year mortgage typically allows a buyer to make half as many mortgage payments and owe thousands less in interest over the life of a loan, all while paying a lower interest rate. A 15-year mortgage can make good sense for your situation — if you’re looking at real estate anywhere in Nashville, TN!…

Information Needed for a Home Loan Application

By Mary O'Neil

Are you considering applying for a home loan in the near future? Then this is all the information you should begin collecting! It can save you a lot of time and hassle to have it all together before contacting a loan officer. W-2 (2-years) & Current Pay Stubs, Self-Employment or 1099  – Last 2 years…